A small community that benefits from USDA rural development loans

What is a USDA Loan - For Florida Homebuyers

April 28, 2024•0 min read

A USDA loan is a government-backed, no-money-down mortgage specifically designed for buyers and homes in less-dense parts of the country, including rural and suburban areas in Florida.

If you're considering buying a home outside of urban areas, the USDA's home loan program can offer you several advantages, including lower interest rates and payments compared to other government-backed programs such as FHA and VA.

Verify Your ZERO Down Mortgage Eligibility

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Phil Ganz

Phil Ganz has over 20+ years of experience in the residential financing space. With over a billion dollars of funded loans, Phil helps homebuyers configure the perfect mortgage plan. Whether it's your first home, a complex multiple-property purchase, or anything in between, Phil has the experience to help you achieve your goals.

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Next Wave Mortgage, LLC | NMLS ID 2536820

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Address

2430 E Commercial BLVD #3,
Fort Lauderdale, FL 33308

Email

[email protected]

Phone

617-529-9317

Next Wave Mortgage is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency.

Reverse mortgage borrowers are required to obtain an eligibility certificate by receiving counseling sessions with a HUD-approved agency. The youngest borrower must be at least 62 years old. Monthly reverse mortgage advances may affect eligibility for some other programs.

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.

Complaints may be directed to: [email protected]. For licensing information, please visit http://www.nmlsconsumeraccess.org