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About Us – Your Trusted Mortgage Partner

Helping You Navigate Homeownership with Ease

At Next Wave Mortgage, we are committed to finding the best rates and loan options for our clients while ensuring some of the fastest turn times in the industry.

Our mission is to be more than just a lender—we strive to be your trusted mortgage advisor, providing personalized service at every step of the loan process, from application to closing and beyond. We prioritize transparency, efficiency, and customer satisfaction to make your home-buying journey seamless.

Over the years, we’ve helped thousands of homebuyers and homeowners achieve their financial goals. Our dedication to exceptional customer service, expert guidance, and continuous growth sets us apart in the industry.

🏡 Let’s Make Your Homeownership Dream a Reality!

Meet Our Management Team

Phil Ganz

Phil Ganz Senior Mortgage Consultant
NMLS #37833

Ryan Skerritt

Ryan Skerritt Senior Mortgage Consultant
NMLS #1170025

Janine Baeza

Janine Baeza Senior Mortgage Consultant
NMLS #17287

Ready to Make Your Dream Home a Reality?

Take the next step toward homeownership with expert guidance and competitive loan options. Whether you're buying your first home or refinancing, we're here to help!

🔍 Get expert advice. Find the best rates. Close with confidence.

Get Expert Mortgage Guidance in Florida

We’re here to help you every step of the way. Connect with our mortgage experts today!

Contact Us